Our Strategy

Levelling-up the Growth Credit market

Our Growth Credit strategy will support an ever-increasing number of ambitious and innovative tech businesses based outside London.

The strategy will lend to companies in the cyber, fintech, SaaS, healthtech, medtech, AI and advanced manufacturing sectors in the burgeoning technology ecosystems of the North, Midlands, South West, and South East.

What we look for

Our strategy is to help businesses reduce equity dilution as they grow. We want to partner with:

  • Fast-growing B2B businesses based in the UK regions.
  • Companies with a clear organic growth strategy and evident year-on-year revenue growth of >20%.
  • Companies with circa £2m of revenue and a minimum of 12 months cash runway visible.
  • Cashflow & EBITDA breakeven within 12 to 18 months.
  • Venture capital backed companies seeking non-dilutive investment at late Series A stage or alongside/post a Series B equity fundraise, debt refinancing, shareholder reorganisations or expansion capital.
  • Companies that are open and willing to improve their ESG metrics.

The UK regions are already home to some outstanding tech businesses – in 2022, tech business in Manchester alone raised a record £532m, more than many major European capitals including Rome, Brussels, Warsaw and Lisbon. We are confident that founders and executives looking for finance to support their growth plans without diluting their equity will welcome this new strategy from a team with decades of success backing high-growth enterprises.

Gary Tipper

Managing Partner and Growth Credit Investment Committee Member – Palatine